Privacy Policy and Terms of Use

Privacy Policy for LivingWellAfter65.com

Effective Date: May 1, 2025

Living Well After 65 respects your privacy and is committed to protecting it through this Privacy Policy. This statement explains what information we collect, how we use it, and the choices you have regarding your information.

1. Information We Collect

• Voluntary Information: We may collect personal information that you voluntarily provide, such as when you sign up for newsletters, contact us through forms, or subscribe to updates.
• Automatically Collected Information: Like most websites, our server may automatically record limited non-identifying technical information (e.g., browser type, device, general location based on IP) to help us maintain and improve the site.

2. How We Use Information

We use the information we collect to:

• Provide, operate, and improve our website and services.
• Respond to your inquiries or requests.
• Send newsletters or communications if you have opted in.
• Maintain the security and proper functioning of our website.

3. Sharing of Information

We do not sell, rent, or share your personal information with third parties. Information you provide is used solely by us for the purposes described in this policy.

4. Children’s Privacy

Our website is not directed to or intended for persons under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have inadvertently collected such information, we will delete it promptly.

5. Cookies and Tracking Technologies

We may use cookies or similar technologies to improve user experience and analyze website performance. You can manage or disable cookies through your browser settings.

6. Data Security

We take reasonable administrative, technical, and physical safeguards to protect the information you provide. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Your Rights

Depending on your location, you may have rights regarding your personal information, including the right to access, correct, or request deletion. To exercise these rights, please contact us (see below).

8. Compliance

This website is published from the State of Indiana, U.S.A., and is intended for U.S. audiences. We comply with applicable federal and Indiana state privacy laws.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised “Effective Date.”

10. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us at:

Living Well After 65
Email: [Insert contact email]
Website: www.livingwellafter65.com

Terms of Use for LivingWellAfter65.com

Effective Date: May 1, 2025

Welcome to LivingWellAfter65.com. By using this website, you agree to the following Terms of Use. Please read them carefully.

1. Acceptance of Terms

By accessing or using our website, you agree to be bound by these Terms of Use and our [Privacy Policy]. If you do not agree, please do not use this site.

2. Eligibility

This site is intended for use by individuals 18 years of age or older. By using this site, you represent that you are at least 18.

3. Informational Purpose Only

The content provided on this site is for educational and informational purposes only. It is not medical, legal, or financial advice. Always consult qualified professionals before making decisions related to your health, finances, or other important matters.

4. Intellectual Property

All content on LivingWellAfter65.com—including text, graphics, logos, and images—is owned by us or our content providers and is protected by copyright and other laws. You may not copy, reproduce, or distribute any content without our prior written permission, except for personal, non-commercial use.

5. User Conduct

You agree not to:

• Use this site in any unlawful or harmful way.
• Attempt to gain unauthorized access to our systems.
• Post or transmit any content that is offensive, defamatory, or infringes on others’ rights.

6. Third-Party Links

This website may contain links to third-party websites for your convenience. We are not responsible for the content, policies, or practices of any third-party sites.

7. Disclaimer of Warranties

This website is provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, about the accuracy, reliability, or availability of the content or services offered through the site.

8. Limitation of Liability

To the fullest extent permitted by law, Living Well After 65 shall not be liable for any damages arising out of or related to your use of this site.

9. Changes to Terms

We may update these Terms of Use from time to time. Updates will be posted on this page with a revised “Effective Date.” Your continued use of the site constitutes acceptance of the updated terms.

10. Governing Law

These Terms of Use are governed by and construed under the laws of the State of Indiana, United States, without regard to its conflict of law principles.

11. Contact Us

If you have questions about these Terms, please contact us at:

Living Well After 65
Email: josephcgrove@gmail.com

Website: www.livingwellafter65.com